A major benefit of living in Canada is access to the country’s generally well-regarded health care system.

Yet one of the challenges for newcomers relocating to Canada is finding your way through the health care bureaucracy.

Upang makapagsimula ka, here’s our guide to the top three things you need to know about the Canadian health care system:

1. Ano ang unibersal na pangkalusugang pag-aalaga ibig sabihin sa Canada?

Canada’s universal health care system nagbibigay ng health insurance para sa lahat Canadian mamamayan at mga permanenteng residente, alintana ng kung ikaw ay nagtatrabaho o kung maaari mong kayang magbayad.

Sa karamihan ng mga kaso, you will also receive health coverage if you’re living in Canada with a work or study permit.

2. Ano ang Canadian Medicare?

Medicare is Canada’s national health insurance system.

Hindi tulad ng U.S. sistema ng parehong pangalan, Canadian Medicare is a publicly funded program that provides health insurance for lahat Canadians.

One of the most important things that a newcomer to Canada needs to do is ayusin para sa coverage sa Medicare.

Kung ikaw ay darating sa Canada na may trabaho, Ang iyong tagapag-empleyo ay karaniwang ayusin para sa iyong kalusugan coverage, at ang iyong mga premium sa pangangalaga ng kalusugan ay ibabawas mula sa iyong suweldo. Kung ikaw ay self-trabaho o hindi pa gumagana, Kailangan mong mag-apply at magbayad para sa iyong health insurance sa pamamagitan ng iyong panlalawigan ahensiya ng kalusugan.

Gayunman, sa maraming probinsya, newcomers must wait up to three months before their health coverage becomes effective. It’s important that you confirm whether your existing health insurance will cover you and your family in Canada.

3. How do I apply for health insurance in Canada?

Canada’s pambansa health system is actually made up of 13 related health care programs – one in each province and territory.

Kaya kapag ikaw ay lumipat sa Canada, kailangan mong apply for health coverage — and understand the health care options — in the province where you’ll be living.

Upang malaman kung paano mag-aplay, check the website for the health insurance programs in your province or territory:

• Health Insurance British Columbia
• Insurance Plan ng Alberta Health Care
• Saskatchewan Health
• Manitoba Health
• Ontario Health Insurance Plan
• Alituntunin ng ang Quebec Health Insurance
• Nova Scotia Kalusugan
• Prince Edward Island Kagawaran ng Kalusugan at Kaayusan
• Newfoundland and Labrador Medical Care Plan
• Bagong Brunswick Kalusugan
• Ang Yukon Kalusugan at Serbisyong Panlipunan
• Northwest Territories Kagawaran ng Kalusugan at Serbisyong Panlipunan
• Ng Nunavut Kalusugan at Serbisyong Panlipunan

Want to learn more?

Makipag-ugnay sa Health Canada.

Muchmor Magazine has also posted a useful overview of the Canadian health care system: The beginners’ guide to health care in Canada.

Larawan © Carolyn B. Heller