Pera sa Canada
Bilang balak mo na ang iyong paglipat sa Canada, you need to think about money.
Exchange at least some money into Canadian dollars bago ka dumating sa Canada, kaya wala kayong cash sa kamay para sa taxi o pampublikong sasakyan, pagkain, and incidentals.
Airports and hotels usually have unfavorable exchange rates. Makakakuha ka ng mapagpipilian-Ter rate mula sa mga bangko o mula sa an online currency exchange service.
Pagbabangko sa Canada
Once you arrive in your new Canadian community, buksan ang isang account sa bangko. You’ll need a passport and at least one of the following documents:
- Canadian driver’s license
- Canadian Social Insurance Number (WALANG)
- Canadian per-nanay-nent res-i-dence card, o
- Canadian kalusugan insur-ance card.
Kabilang sa Canada sa pinakamalaking bangko ang:
Sa addi-tion sa mga account sa Canadian dol-Lars, most Canadian banks will also let you open an account denominated in US dollars, which is helpful if you’re relocating from the United States or if you regularly receive US dollar payments.
Credit at Debit Card sa Canada
Lahat ng mga pangunahing Canadian bangko gamitin ang Interac debit card network. MasterCard, VISA, Sires, and Plus cards are accepted at nearly all ATMs (tinatawag ABMs, o Automated Pagbabangko machine, sa Canada).
If you must use a non-Canadian card to withdraw Canadian cash from an ABM, you’ll get a better exchange rate by using your debit card than your credit card. Mas mahusay pa rin, use a reputable online currency exchange service.
Buwis, Pamumuhunan, at Financial Planning sa Canada
Kung ikaw ay trabaho-ing o mamuhunan-ing sa Canada, you will likely need to pay Canadian income tax. Consult a qualified accountant, tax preparer, o finan-cial advi-sor who is familiar with cross-border tax issues.
Larawan © Alan Albert
