Home » Disclaimer and Privacy Policy

Disclaimer and Privacy Policy

General Disclaimer

The material contained in this website (along with any pages it links to) is provided for information only. While every effort is made to ensure the accuracy of the information provided on this site, it does not constitute legal, financial, or other professional advice. We advise readers to seek specific legal, financial, or other relevant professional counsel before making any decision or taking any action, particularly regarding immigration, financial, real estate, or other legal matters.

In no event shall the authors, their affiliates, or content partners be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this website.

No Unlawful or Prohibited Use

As a condition of your use of this website, you warrant that you will not use this website for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

External Links

This website contains links to other websites operated by other independent parties. These links are provided for your convenience only. We have no control over these websites and are not responsible for their content. Our inclusion of links to these sites does not imply any endorsement of the material or any association with them. You are responsible for deciding what information, if any, you provide to any third parties or advertisers linked to by this website. If you provide information to an advertiser or other third party, you do so under the terms and conditions of that third party’s privacy policy. Websites linked to in comments submitted by users of this website are not reviewed for content and are not endorsed by this website in any way.

User-Submitted Comments

The purpose of the Comments sections of Living Abroad in Canada is to facilitate a relevant, on-topic dialogue between readers and with the authors. Comments which are inappropriate, in the sole judgment of Living Abroad in Canada, may be edited, moved, deleted, or never approved for posting. The comments you leave should be constructive, helpful, or insightful. The display of information and opinions of user-submitted comments does not imply approval or endorsement by this website and remain the responsibility of the poster.

Intellectual Property

Living Abroad in Canada respects the intellectual property rights of others. Upon proper notice, Living Abroad in Canada will remove user posted comments, posts, messages, or other submissions on or to the website that violate copyright law, and may suspend access to the website (or any portion thereof) to any user who repeatedly uses the website in violation of Canadian copyright law.


Living Abroad in Canada takes your privacy seriously. This privacy policy describes what personal information we collect and how we use it.

This Privacy Statement does not apply to the use of your Personal Information by third parties that Living Abroad in Canada does not own or control.

Living Abroad in Canada is committed to ensuring your personal information is kept secure, accurate and confidential, both electronically and within our administrative system. Personal information is stored in our secure databases and in secure physical filing systems. Only individuals responsible for administering the uses described under Information Collection and Use have direct access to personal information. Please read all of the following to understand how and why your personal information is collected and used. This privacy notice, including the Disclaimer, is easily accessible on the site.

Living Abroad in Canada makes all reasonable effort to ensure the intended use of personal information collected by us is specified at or before the time of collection. Living Abroad in Canada makes all reasonable effort to ensure external parties providing us with personal information have obtained consumer consent before we receive this information.Living Abroad in Canada  will not transfer, sell or otherwise distribute your personal information to an outside organization or individual without your consent.

Routine Information Collection

All web servers track basic information about their visitors. This information includes, but is not limited to, IP addresses, browser details, timestamps and referring pages. None of this information can personally identify specific visitors to this website. The information is tracked for routine administration and maintenance purposes.

Information Collection & Use

Living Abroad in Canada is the sole owner of information collected on this website . We do not share or sell your information in ways different from what is disclosed in this Privacy Statement, without your authorization or consent.

Living Abroad in Canada collects personally identifiable information when you provide it to us, such as when you submit a comment, submit a form, send an email, subscribe to an e-mail newsletter, or when you otherwise directly provide it to Living Abroad in Canada.

Cookies and Web Beacons

Living Abroad in Canada uses cookies to store information about a visitor’s preferences and history in order to better serve the visitor and/or present the visitor with customized content, such as information in your own language.

Advertising partners and other third parties may also use cookies, scripts, clear pixels, and/or web beacons to track visitors to Living Abroad in Canada in order to display advertisements and other useful information. Such tracking is done directly by the third parties through their own servers and is subject to their own privacy policies.

Living Abroad in Canada also uses third party advertisements to support the website. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers information including your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing Toronto ads to someone in Toronto, for example) or showing certain ads based on specific sites visited (such as showing financial ads to someone who frequents financial sites).

Controlling Your Privacy

You can change your browser settings to disable cookies if you have privacy concerns. Disabling cookies is not recommended as it may interfere with your use of some sites. The best option is to disable or enable cookies on a per-site basis. Consult your browser documentation for instructions on how to block cookies and other tracking mechanisms.

Minor’s Privacy

We do not collect or maintain information on Living Abroad in Canada from people we know to be under the age of majority.

Surveys or Contests

We may provide you the opportunity to participate in surveys on the Living Abroad in Canada website. If you participate we will request certain Personal Information from you. Participation in these surveys or contests is completely voluntary and you therefore have a choice whether or not to disclose this information. We only use this information internally, to measure the success of our efforts and guide future website postings and services.

The requested information may, in limited instances, also include contact information (such as name and email address), or demographic information. This information is used only to contact the participant regarding their submission.

Online Comments

In order to place comments on Living Abroad in Canada, you may be asked to register by name, e-mail address and password. While Living Abroad in Canada will keep those details private, any personal information voluntarily supplied by you in your comments does not fall under our privacy policy.


You browse Living Abroad in Canada anonymously and you are not required to identify yourself or reveal any personal information while browsing the website. However, the website’s web server may automatically record some general information about your visit, such as:

  • The date and time you visit the website, along with the address of the previous site you visited, if you linked to us from an outside site.
  • The Internet domain for your Internet service provider, such as “company.com” or “service.net” and the Internet protocol (IP) address of the computer accessing the website, such as “xxx.xxx.xxx.xxx.” Our web server automatically recognizes only the consumer’s domain name, but not the consumer’s e-mail address (where possible).
  • The type of web browser you are using (such as ” “Internet Explorer version x”).
  • The type of operating system you are using (such as Macintosh, Unix, or Windows).
  • The specific web pages you visit on the website.

This general information collected is not personal information. The website tracking system does not record personal information about individuals, nor does it link general information to any personal information. Living Abroad in Canada uses this general information for statistical analysis, for tracking overall traffic patterns on the the website, to gauge public interest in Living Abroad in Canada and its content, and to help us make Living Abroad in Canada more useful to visitors. The information we collect is used for internal review and is then safely discarded.

E-mail Inquiries / Form Submissions

Visitors who communicate with Living Abroad in Canada by e-mail, a comment posting, or through a contact form do so under these additional conditions:

  • They give permission for contact by Living Abroad in Canada, and where indicated, for referral to requested service providers.
  • They are subject to any submission provisions of the terms of use and this privacy policy.

Third Party Links

Living Abroad in Canada sometimes includes links to outside web sites which may interest or prove useful to our readers. Third party links do not imply an endorsement of other companies, web sites or products outside of Living Abroad in Canada. Living Abroad in Canada is not responsible for the privacy of information gathered by third party web sites. When accessing third party links from Living Abroad in Canada, please refer to the privacy policies of each web site you visit.

Limiting Information Collection and Use

Living Abroad in Canada makes all reasonable effort to ensure personal information collection and use is limited to those circumstances and uses described under Information Collection and Use. When additional information is collected and/or information is used in another capacity, we will ask for your consent or provide an opportunity to opt-out before or at the time of collection and/or use.

Information Disclosure

Living Abroad in Canada will not disclose personal information to external parties by way of sale, rent, transfer or any other means of distribution, except as noted within this Privacy Policy, without prior consent from the consumer. We may occasionally use personal information for marketing opportunities within our company and with outside parties, but we will not do so without your consent.

Accessing Your Personal Information

Living Abroad in Canada is committed to ensuring consumer accessibility of personal information. Please contact us if you need to access and/or amend your personal information.

Policy Changes

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy policy. If our information practices change at some time in the future we will use only data collected from the time of the policy change onward for these new purposes. We will also update the terms of this Disclaimer and Privacy Policy to indicate any changes made to information collection and/or use.


If you choose to subscribe to our newsletter we will use your name and email address to send the newsletter to you. Instructions to unsubscribe accompany each email.

You may opt out of receiving our newsletter by following the instructions included in each newsletter.

Contact Information

Concerns or questions about this privacy policy can be directed to Living Abroad in Canada via for further clarification via this contact form.